https://www.garnhamfos.com/notes-from-caroline daily 0.75 2021-02-02 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1447241127962-06TWJLL85LI5NG2P1WXF/NFC+and+founder.jpg Notes from Caroline https://www.garnhamfos.com/notes-from-caroline/one-thing-that-makes-my-blood-boil-caroline-garnham-club monthly 0.5 2021-11-23 https://www.garnhamfos.com/notes-from-caroline/assisted-dying-good-or-bad-gfos-caroline monthly 0.5 2021-11-09 https://www.garnhamfos.com/notes-from-caroline/squeeze-em-till-the-pips-squeak monthly 0.5 2021-11-02 https://www.garnhamfos.com/notes-from-caroline/emotional-governance-caroline-garnham-gfos monthly 0.5 2021-10-26 https://www.garnhamfos.com/notes-from-caroline/is-the-uk-still-attractive-caroline-garnham-gfos monthly 0.5 2021-10-05 https://www.garnhamfos.com/notes-from-caroline/is-our-fate-in-german-hands-martin-territt-gfos monthly 0.5 2021-09-28 https://www.garnhamfos.com/notes-from-caroline/makes-me-mad-gfos-caroline-garnham monthly 0.5 2021-09-21 https://www.garnhamfos.com/notes-from-caroline/is-privacy-dead-garnham-gfos monthly 0.5 2021-09-14 https://www.garnhamfos.com/notes-from-caroline/daniel-craig-not-leaving-great-sums-to-kids-garnham-gfos monthly 0.5 2021-09-07 https://www.garnhamfos.com/notes-from-caroline/oh-dear-mauritius-caroline-garnham-gfos monthly 0.5 2021-08-24 https://www.garnhamfos.com/notes-from-caroline/inheritance-tax-the-killer monthly 0.5 2021-09-22 https://www.garnhamfos.com/notes-from-caroline/are-private-client-services-luxury-goods-caroline-garnham-gfos monthly 0.5 2021-09-22 https://www.garnhamfos.com/notes-from-caroline/where-do-we-go-from-here-garnhamfos-gfos-carolines-club monthly 0.5 2021-08-03 https://www.garnhamfos.com/notes-from-caroline/extraordinary-garnhamfos-gfos monthly 0.5 2021-09-22 https://www.garnhamfos.com/notes-from-caroline/easing-lockdown-garnhamfos-gfos-carolines-club monthly 0.5 2021-07-20 https://www.garnhamfos.com/notes-from-caroline/home-is-where-the-heart-is-garnhamfos-gfos-carolines-club-ghknw monthly 0.5 2021-07-13 https://www.garnhamfos.com/notes-from-caroline/work-from-home-should-it-be-a-legal-right-garnhamfos-gfos-carolines-club monthly 0.5 2021-07-06 https://www.garnhamfos.com/notes-from-caroline/hugely-enjoyable-garnhamfos-gfos-carolines-club-lf8pw-m4dr7-g6ak5 monthly 0.5 2021-06-29 https://www.garnhamfos.com/notes-from-caroline/g7-great-rhetoric-garnhamfos-gfos-carolines-club-lf8pw-m4dr7 monthly 0.5 2021-06-15 https://www.garnhamfos.com/notes-from-caroline/billionaires-garnhamfos-gfos-carolines-club-lf8pw monthly 0.5 2021-06-08 https://www.garnhamfos.com/notes-from-caroline/the-trends-post-lockdown-garnhamfos-gfos-carolines-club monthly 0.5 2021-05-18 https://www.garnhamfos.com/notes-from-caroline/gary-lineker-caroline-garnham-gfos monthly 0.5 2021-05-11 https://www.garnhamfos.com/notes-from-caroline/paying-for-covid-caroline-garnham monthly 0.5 2021-04-27 https://www.garnhamfos.com/notes-from-caroline/come-off-it-its-greed-caroline-garnham-charles-garland monthly 0.5 2021-04-20 https://www.garnhamfos.com/notes-from-caroline/shocking-noel-craven-caroline-garnham-charlotte-thorne-forex-woodford monthly 0.5 2021-04-13 https://www.garnhamfos.com/notes-from-caroline/the-silver-lining-part-2-gfos monthly 0.5 2021-03-30 https://www.garnhamfos.com/notes-from-caroline/the-silver-lining-part-1-gfos monthly 0.5 2021-03-30 https://www.garnhamfos.com/notes-from-caroline/the-windsors-divided-gfos-caroline-garnham monthly 0.5 2021-03-16 https://www.garnhamfos.com/notes-from-caroline/hello-dublin-gfos-caroline monthly 0.5 2021-03-09 https://www.garnhamfos.com/notes-from-caroline/who-cares-carolines-club-gfos monthly 0.5 2021-03-02 https://www.garnhamfos.com/notes-from-caroline/a-coiled-spring-carolines-club-gfos-noel-craven monthly 0.5 2021-02-23 https://www.garnhamfos.com/notes-from-caroline/furlough-working-from-home-and-covid-tricky-stuff-gfos-caroline-garnham monthly 0.5 2021-02-16 https://www.garnhamfos.com/notes-from-caroline/professional-services-for-family-offices-gfos-caroline-garnham monthly 0.5 2021-02-09 https://www.garnhamfos.com/notes-from-caroline/when-death-is-the-only-start-caroline-garnham-gfos-carolines-club monthly 0.5 2021-02-02 https://www.garnhamfos.com/notes-from-caroline/charities-lose-out-gfos-caroline-garnham-carolines-club monthly 0.5 2021-02-02 https://www.garnhamfos.com/notes-from-caroline/more-of-the-same-only-different-gfos-caroline-garnham-gfos-charlotte-thorne monthly 0.5 2021-01-26 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1611059401127-0WYU1KT0KM7MVBCRYP1Q/charlotte-thorne-partner.jpg Notes from Caroline - More of the same only different! - Episode 38 - Active Investing, Charlotte Thorne: CapGen In Episode 38, Caroline Garnham speaks with Charlotte Thorn, a Founding Partner of Capital Generation Partners. Charlotte's focus is on maintaining excellence in the firm's external interactions - with clients, regulators and providers. Charlotte runs the mechanics of the firm and oversees the complexities of client take-on and marrying client needs to service delivery. Listen to find out more about the interesting work CapGen are doing. https://www.garnhamfos.com/notes-from-caroline/new-years-revolution-gfos-caroline-garnham-matthew-steiner-stellar monthly 0.5 2021-01-12 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1610448195389-PY9RUP43MJQAU1XMHBCO/Matthew-Steiner-520x445.jpg Notes from Caroline - New Year’s revolution! - Episode 37 - Working with Partners, Matthew Steiner: Stellar AM In Episode 37, Caroline Garnham speaks with Matthew Steiner, a Corporate Development Director at Stellar Asset Management. Matthew has over 20 years of experience in the Financial Service Industry. Caroline and Matthew talk about Stellars vision relating to investing for now, as well as investing for the next generation without having to pay inheritance tax! https://www.garnhamfos.com/notes-from-caroline/investing-as-an-entrepreneur-jonathan-gain-stellar-gfos-garnhamfos monthly 0.5 2020-12-15 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1608037746158-33QBE803GTZMZ6YMV180/Jonathan-Gain-520x445.jpg Notes from Caroline - Investing as an entrepreneur https://www.garnhamfos.com/notes-from-caroline/weird-isnt-it-gfos monthly 0.5 2020-12-08 https://www.garnhamfos.com/notes-from-caroline/milica-kennedy-kastner-inspiration-gfos-caroline monthly 0.5 2021-03-15 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1607428873559-50J005V5SKG8Y0SN22MO/image0.jpeg Notes from Caroline - Inspiration https://www.garnhamfos.com/notes-from-caroline/networking-uncovered-gfos monthly 0.5 2020-11-24 https://www.garnhamfos.com/notes-from-caroline/fine-line-gfos monthly 0.5 2020-11-17 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1605614398812-BM8KHAOF7YJQOT60ZRXR/Screenshot+2020-11-17+at+11.41.22.png Notes from Caroline - Fine line - Episode 35 - Winner of the PAM Cautious Award, Noel Craven: Quartet In Episode 35, Caroline Garnham speaks with Noel Craven, an Investment Director at Quartet Investment Managers. Noel has over 20 years of Investment Management experience for High Net Worth International clients. Caroline and Noel talk about what it means to be winners of the the Private Asset Managers (PAM) Awards in the category "Investment Performance – Cautious Portfolios” award. They further discuss the proposed increase of the Capital Gains Tax and what it could mean for investors. https://www.garnhamfos.com/notes-from-caroline/its-the-economy-stupid-gfos monthly 0.5 2020-11-10 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1605013287914-9Z9RP5T0XY9417STIKRE/Carlos-Santos.jpg Notes from Caroline - It’s the economy, stupid! - Episode 34 - Taxes in Portugal, Carlos Santos: Dixcart In Episode 34, Caroline Garnham talks to Carlos Santos Managing Director of Dixcart in thee Portugal office. Mark is responsible for the expansion of the office as well overseeing the existing client base and client management. Carlos established the Family Office line of service in Portugal which is focused in immigration and personal taxation of clients and their families. https://www.garnhamfos.com/notes-from-caroline/death-isnt-optional-gfos monthly 0.5 2020-11-03 https://www.garnhamfos.com/notes-from-caroline/are-we-kidding-ourselves-gfos monthly 0.5 2020-10-27 https://www.garnhamfos.com/notes-from-caroline/is-it-enough-gfos monthly 0.5 2020-10-20 https://www.garnhamfos.com/notes-from-caroline/suck-it-up-gfos monthly 0.5 2020-10-06 https://www.garnhamfos.com/notes-from-caroline/zoom-speed-networking-gfos monthly 0.5 2020-09-29 https://www.garnhamfos.com/notes-from-caroline/telling-stories-caroline-garnham-gfos monthly 0.5 2020-09-22 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1600770936536-9D6YTO114INP1E8OK5DS/IMG_6215.jpg Notes from Caroline - Telling stories - Episode 33 - The Success Behind the Story, Caroline Garnham: GFOS In Episode 33, we hear from Caroline Garnham the host of the Show and founder of GFOS, a private client law firm focussed on clients; a Culture of Care. Caroline speaks on the success behind her story. Did you know that, despite having written for the Weekend Financial Times for twelve years contributing ten articles a year – in which she pioneered the benefits of offshore trusts for non-UK domiciled individuals and how to use trusts offshore to avoid capital gains tax – Caroline did not win one piece of new business – not one. https://www.garnhamfos.com/notes-from-caroline/doing-deals-nick-harvey-gfos monthly 0.5 2020-09-15 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1600157744923-BQYNAXZWU7FZUFTPM6RS/Screenshot+2020-09-15+at+09.01.25.png Notes from Caroline - Doing Deals - Episode 32 - Doing Deals, Nick Harvey: Highstead Partners In Episode 32, Caroline Garnham talks to Nick Harvey, Executive Chairman of Highstead Partners, which specialises in corporate finance. Their aim is to nurture the entrepreneurs behind the businesses throughout the lifecycle of a business – Caroline asks Nick for his opinion on how a forthcoming recession and change in capital gains tax could affect his clients, in his opinion raising revenue from capital gains tax is just a pimple on the backside of the elephant of debt, and no entrepreneur should try to take profits ahead of a tax raise – the business growth is the only factor to focus on. https://www.garnhamfos.com/notes-from-caroline/its-not-fair-gfos-john-cross monthly 0.5 2020-09-08 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1599468517549-2MBZMEHYH88U1U18TNX6/IMG_1179.JPG Notes from Caroline - It’s not fair - Episode 31 - Banking, John Cross: Mirabaud In Episode 31, Caroline Garnham talks to John Cross, a Senior Vice President of Mirabaud, an international banking group that provides a clientele of private and institutional investors, companies and finance professionals with highly customised investment, private banking and asset management services. Caroline talks with John about the business of banking and how banks like Mirabaud make its money. https://www.garnhamfos.com/notes-from-caroline/remote-networking-through-carolines-club-is-easy-and-fun-gfos monthly 0.5 2020-08-25 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1598353686772-ZLQPI7M9JLFQW59TVX42/IMG_6215.png Notes from Caroline - Remote networking through Carolines Club is easy and fun https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1598354258119-RSV45NHPG77G3LWF980G/david+nield.png Notes from Caroline - Remote networking through Carolines Club is easy and fun https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1598354516706-DPOY6JNVNE6U2A85KVWC/IMG_6215.png Notes from Caroline - Remote networking through Carolines Club is easy and fun https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1598354669468-WWVBYQ90QAQXWFSFTDY8/IMG_6215.png Notes from Caroline - Remote networking through Carolines Club is easy and fun https://www.garnhamfos.com/notes-from-caroline/investigate-the-rich-gfos monthly 0.5 2020-08-18 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1597757296125-ZOT6P6HO5RIFV5CXX41Y/download+%284%29.jpeg Notes from Caroline - Investigate the rich - Episode 21 - HMRC Sophistication, Andrew McKenna: McKenna Tax Consultancy In Episode 21, Caroline Garnham talks to former co-head of the team responsible in HMRC for offshore compliance and fraud – Andrew McKenna now CEO of McKenna Tax Consultancy. Caroline and Andrew discuss how sophisticated and intelligent HMRC is now in obtaining and processing information and data. Andrew tells Caroline that due to Covid-19 HMRC is under pressure to produce more revenue and will naturally start where the money is – the rich. As Andrew said during his podcast HMRC will ‘hit the wealthy hard’. https://www.garnhamfos.com/notes-from-caroline/we-need-to-meet-marisa-peer-gfos monthly 0.5 2020-08-11 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1597144150106-2JSVOKS71RYQPVXPA2N4/Marisa+Peer+Headshot.jpeg Notes from Caroline - We need to meet - Episode 30 - Britain’s No.1 Therapist, Marisa Peer: Marisa Peer In Episode 30, Caroline Garnham talks to Marisa Peer, she is a world renowned speaker, Rapid Transformational Therapy trainer and best-selling author. Marisa has helped thousands of people face and overcome fears and is Britain’s No. 1 therapist. Caroline talks to Marisa about her book 'I Am Enough: Mark Your Mirror And Change Your Life', listen now to hear firsthand what Marisa has to say about the thought of "I am not good enough". https://www.garnhamfos.com/notes-from-caroline/a-risky-business-gfos monthly 0.5 2020-08-04 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1596549997493-BLCJEZEYFRDV8N5B5N9D/sef_desk.jpg Notes from Caroline - A Risky Business - Episode 29- Professional Indemnity Insurance, Simon Fenn: Lockton In Episode 29, Caroline Garnham talks to Simon Fenn, Partner of global family owned insurance company, Lockton. Insurance is the safety net which seeps into every nook and cranny of life, work and business – for peace of mind and asset protection insurance is a cost worth paying for. https://www.garnhamfos.com/notes-from-caroline/a-place-to-do-business-gfos monthly 0.5 2020-07-28 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1595935703051-U50KSNOTLSY9CW6W1AS1/tanyaocarrollupdate.jpg Notes from Caroline - A Place to do Business - Episode 28 Trusts in the Isle of Man, Tanya O’Carroll: Oak Group In Episode 28, Caroline Garnham talks to Tanya O’Carroll, Managing Director of Oak Group, Isle of Man. Tanya has overall responsibility for the Isle of Man business delivering high quality client services whilst balancing the strategic financial and operational requirements of the business. https://www.garnhamfos.com/notes-from-caroline/fight-against-abusive-power monthly 0.5 2020-07-21 https://www.garnhamfos.com/notes-from-caroline/move-while-stocks-last-jo-stoddart monthly 0.5 2020-07-14 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1594718996366-O7VDLACV6YZR1OLKWRL5/Jo-R1-768x1075.jpg Notes from Caroline - Move - while stocks last - Podcast Professional - Episode 27 Jo Stoddart, Director of Locate Guernsey is our Podcast Professional for this week, she paints a pretty picture – where the daily commute is a ten minute walk, the evenings can be spent having a BBQ on the beach, houses and cars need never be locked – and parents do not fear that their kids are vulnerable to released offenders. https://www.garnhamfos.com/notes-from-caroline/shocking-statistics monthly 0.5 2020-06-30 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1593510486062-G2LPWBZSCSBURPIWWKU3/CG%2BBook%2BMockup%2B03.jpg Notes from Caroline - ‘Shocking statistics’ https://www.garnhamfos.com/notes-from-caroline/my-book-out-now-caroline-garnham monthly 0.5 2020-06-23 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1592910886615-543BQPQIE12ERK89VEJC/Screenshot%2B2020-06-23%2Bat%2B11.19.31.jpg Notes from Caroline - My book – out now https://www.garnhamfos.com/notes-from-caroline/post-lockdown-caroline-garnham monthly 0.5 2020-06-23 https://www.garnhamfos.com/notes-from-caroline/staff-issues-post-lockdown monthly 0.5 2020-06-09 https://www.garnhamfos.com/notes-from-caroline/building-a-better-britain-mark-florman monthly 0.5 2020-06-09 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1591112446815-PR8JIZO2FV8GQNS0TBAJ/MF+Pic+3+-+website+.jpg Notes from Caroline - Building a better Britain - Mark Florman You can listen to our interview on GFOS ‘How to keep your Money’ published on Spotify and iTunes. https://www.garnhamfos.com/notes-from-caroline/batter-the-rich-hmrc-andrew-mckenna monthly 0.5 2020-06-02 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1589885656882-JXDI7A04PGM2AHOIHAST/image.jpg Notes from Caroline - Batter the rich! - Andrew McKenna You can listen to our interview on GFOS ‘How to keep your Money’ published on Spotify and iTunes. https://www.garnhamfos.com/notes-from-caroline/desperate-times-call-for-desperate-measures-garry-bell monthly 0.5 2020-05-19 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1589277343336-241BT36Q2KMXJ8PR8U7R/garry+bell.jpeg Notes from Caroline - Desperate times call for desperate measures! https://www.garnhamfos.com/notes-from-caroline/post-covid-19-what-next-paul-schreibke monthly 0.5 2020-05-12 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1588676882407-ZKJ6CJ4BAMDZE1PONLQT/_lrj0012-small.jpg Notes from Caroline - Post Covid-19 - what next? - Part 2 https://www.garnhamfos.com/notes-from-caroline/post-covid-19-what-next-alison-parry monthly 0.5 2020-05-05 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1588011473663-96NK7AJ4M928HREFIRZJ/alison-parry-website.jpg Notes from Caroline - Post Covid-19 - what next? - Part 1 https://www.garnhamfos.com/notes-from-caroline/trends-not-changes-post-covid-19 monthly 0.5 2020-04-21 https://www.garnhamfos.com/notes-from-caroline/why-not-how-jon-de-jager monthly 0.5 2020-04-21 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1586876107492-BRI5B2RI43O66NZAYG43/download+%283%29.jpeg Notes from Caroline - Why, not how! https://www.garnhamfos.com/notes-from-caroline/the-dark-side monthly 0.5 2020-04-07 https://www.garnhamfos.com/notes-from-caroline/lets-not-kid-ourselves-filippo-noseda-2dg45 monthly 0.5 2020-04-07 https://www.garnhamfos.com/notes-from-caroline/the-coronavirus-challenge-remote-networking monthly 0.5 2020-03-31 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1584460804146-UT6C71G6MGC835ZN5DZK/Ed%2BLittle.jpg Notes from Caroline - The Coronavirus challenge – remote networking https://www.garnhamfos.com/notes-from-caroline/coronavirus-a-silver-lining-kevin-lemasney monthly 0.5 2020-03-17 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1583841808119-LATG27BARAJHJJNFUILL/c-lj-00499-kevin-lemasney.jpg Notes from Caroline - Coronovirus - a silver lining? https://www.garnhamfos.com/notes-from-caroline/coronavirus-and-mark-clubb monthly 0.5 2020-03-10 https://images.squarespace-cdn.com/content/v1/5638ebf0e4b094482a218062/1583842027537-ND3XW814SKH9L8USIOYS/image-asset.png Notes from Caroline - Investment impact of Covid – 19 https://www.garnhamfos.com/notes-from-caroline/2020/1/14/mrs-smith-hits-the-jackpot-46bbb-pxg3g monthly 0.5 2020-02-25 https://www.garnhamfos.com/notes-from-caroline/2020/1/14/mrs-smith-hits-the-jackpot-46bbb-249ex-kadnh monthly 0.5 2020-02-18 https://www.garnhamfos.com/notes-from-caroline/2020/1/14/mrs-smith-hits-the-jackpot-46bbb monthly 0.5 2020-01-30 https://www.garnhamfos.com/notes-from-caroline/2020/1/14/mrs-smith-hits-the-jackpot monthly 0.5 2020-01-14 https://www.garnhamfos.com/notes-from-caroline/2019/7/30/another-swipe-at-the-rich monthly 0.5 2019-07-30 https://www.garnhamfos.com/notes-from-caroline/2019/7/23/a-whiff-of-pleasantness monthly 0.5 2019-07-23 https://www.garnhamfos.com/notes-from-caroline/2019/7/12/another-one-bites-the-dust monthly 0.5 2019-07-12 https://www.garnhamfos.com/notes-from-caroline/2019/7/4/be-warned monthly 0.5 2019-07-04 https://www.garnhamfos.com/notes-from-caroline/2019/6/3/how-to-make-a-small-fortune monthly 0.5 2019-06-03 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